{"id":447,"date":"2021-12-27T12:31:19","date_gmt":"2021-12-27T11:31:19","guid":{"rendered":"https:\/\/bydlete-moderne.cz\/?p=447"},"modified":"2021-12-27T12:31:20","modified_gmt":"2021-12-27T11:31:20","slug":"ochrana-pred-zivly-jedine-vhodnym-pojistenim","status":"publish","type":"post","link":"https:\/\/bydlete-moderne.cz\/?p=447","title":{"rendered":"Ochrana p\u0159ed \u017eivly? Jedin\u011b vhodn\u00fdm poji\u0161t\u011bn\u00edm!"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><em><strong>Vich\u0159ice, sn\u00edh, z\u00e1plavy nebo ohe\u0148? P\u0159ed \u017eivly a p\u0159\u00edrodn\u00edmi katastrofami se lze jen t\u011b\u017eko chr\u00e1nit, co\u017e se projevilo v&nbsp;minulosti p\u0159i ork\u00e1nech nebo vich\u0159ic\u00edch, kter\u00e9 bi\u010dovaly tuzemsko v&nbsp;posledn\u00edch n\u011bkolika letech a v\u017edy po sob\u011b zanechaly miliardov\u00e9 \u0161kody. V&nbsp;t\u011bchto p\u0159\u00edpadech jedinou adekv\u00e1tn\u00ed ochranou je kvalitn\u00ed majetkov\u00e9 poji\u0161t\u011bn\u00ed. Jak\u00e9 vybrat?<\/strong><\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Spr\u00e1vn\u00e9 majetkov\u00e9 poji\u0161t\u011bn\u00ed<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Nejd\u016fle\u017eit\u011bj\u0161\u00ed je spr\u00e1vn\u011b vybrat pojistn\u00fd produkt. M\u016f\u017ee se to sice zd\u00e1t snadn\u00e9, ale lid\u00e9 \u010dasto u <a href=\"https:\/\/ergo.cz\/p\/pojisteni-majetku\">poji\u0161t\u011bn\u00ed majetku<\/a> t\u00e1pou, proto\u017ee nev\u00ed, zda volit poji\u0161t\u011bn\u00ed nemovitosti nebo dom\u00e1cnosti. Zat\u00edmco prvn\u00ed se t\u00fdk\u00e1 hrub\u00e9 stavby a v\u0161ech pevn\u00fdch sou\u010d\u00e1st\u00ed, kter\u00e9 k&nbsp;tomu p\u0159in\u00e1le\u017e\u00ed, druh\u00e9 se t\u00fdk\u00e1 vybaven\u00ed v\u010detn\u011b n\u00e1bytku, vnit\u0159n\u00edho za\u0159\u00edzen\u00ed a elektroniky. D\u00e1le samoz\u0159ejm\u011b pod toto poji\u0161t\u011bn\u00ed spad\u00e1 ve\u0161ker\u00e9 osobn\u00ed a sportovn\u00ed v\u011bci, oble\u010den\u00ed nebo cennosti.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Dostate\u010dn\u011b vysok\u00e1 pojistn\u00e1 \u010d\u00e1stka<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Nem\u00e9n\u011b d\u016fle\u017eit\u00e1 je maxim\u00e1ln\u00ed pojistn\u00e1 \u010d\u00e1stka, na kterou je d\u016fm nebo byt poji\u0161t\u011bn\u00fd. V&nbsp;p\u0159\u00edpad\u011b podpoji\u0161t\u011bn\u00ed toti\u017e hroz\u00ed kr\u00e1cen\u00ed pln\u011bn\u00ed a n\u00e1sledn\u00e1 \u010d\u00e1stka nemus\u00ed sta\u010dit na opravy po\u0161kozen\u00e9ho bydlen\u00ed nebo na n\u00e1kup nov\u00e9ho vybaven\u00ed. Tomuto riziku se lze snadno vyhnout p\u0159i v\u00fdpo\u010dtu pojistn\u00e9 \u010d\u00e1stky na z\u00e1klad\u011b plochy domu nebo bytov\u00e9 jednotky, p\u0159i\u010dem\u017e <a href=\"https:\/\/online.ergo.cz\/bezpecny-domov-plus\">sjednat majetkov\u00e9 poji\u0161t\u011bn\u00ed online<\/a> je pak nadm\u00edru jednoduch\u00e9.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img width=\"800\" height=\"533\" loading=\"-\" decoding=\"async\" src=\"https:\/\/bydlete-moderne.cz\/wp-content\/uploads\/2021\/12\/bydlete-moderne.cz_ergo_cz_01.jpg\" alt=\"\" class=\"wp-image-448\" srcset=\"https:\/\/bydlete-moderne.cz\/wp-content\/uploads\/2021\/12\/bydlete-moderne.cz_ergo_cz_01.jpg 800w, https:\/\/bydlete-moderne.cz\/wp-content\/uploads\/2021\/12\/bydlete-moderne.cz_ergo_cz_01-300x200.jpg 300w, https:\/\/bydlete-moderne.cz\/wp-content\/uploads\/2021\/12\/bydlete-moderne.cz_ergo_cz_01-768x512.jpg 768w, https:\/\/bydlete-moderne.cz\/wp-content\/uploads\/2021\/12\/bydlete-moderne.cz_ergo_cz_01-696x464.jpg 696w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">V\u010detn\u011b poji\u0161t\u011bn\u00ed ob\u010dansk\u00e9 odpov\u011bdnosti<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Sou\u010d\u00e1st\u00ed komplexn\u00edho majetkov\u00e9ho poji\u0161t\u011bn\u00ed u ERGO je tak\u00e9 poji\u0161t\u011bn\u00ed ob\u010dansk\u00e9 odpov\u011bdnosti. Tomu se \u010dasto \u0159\u00edk\u00e1 <a href=\"https:\/\/www.bway.cz\/pojisteni-odpovednosti-neboli-pojistka-na-blbost-temer-dokonala-ochrana-v-zamestnani-i-v-beznem-zivote\/\">pojistka na blbost<\/a> a \u0159e\u0161\u00ed se s&nbsp;jej\u00ed pomoc\u00ed \u0161kody vznikl\u00e9 p\u0159i ka\u017edodenn\u00edch \u010dinnostech na zdrav\u00ed nebo majetku t\u0159et\u00ed osoby. M\u016f\u017ee j\u00edt o vytopen\u00fd byt soused\u016f i rozsednut\u00e9 br\u00fdle v&nbsp;kav\u00e1rn\u011b. V\u00fdhodou je, \u017ee kryje v\u0161echny \u010dleny dom\u00e1cnosti, a dokonce i dom\u00e1c\u00ed zv\u00ed\u0159ata, vyjma ps\u016f nebo kon\u00ed. Pou\u017eit\u00ed je mo\u017en\u00e9 v&nbsp;tuzemsku, ale tak\u00e9 v&nbsp;zahrani\u010d\u00ed, proto\u017ee m\u00e1 celosv\u011btovou platnost.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Vich\u0159ice, sn\u00edh, z\u00e1plavy nebo ohe\u0148? P\u0159ed \u017eivly a p\u0159\u00edrodn\u00edmi katastrofami se lze jen t\u011b\u017eko chr\u00e1nit, co\u017e se projevilo v&nbsp;minulosti p\u0159i ork\u00e1nech nebo vich\u0159ic\u00edch, kter\u00e9 bi\u010dovaly tuzemsko v&nbsp;posledn\u00edch n\u011bkolika letech a v\u017edy po sob\u011b zanechaly miliardov\u00e9 \u0161kody. V&nbsp;t\u011bchto p\u0159\u00edpadech jedinou adekv\u00e1tn\u00ed ochranou je kvalitn\u00ed majetkov\u00e9 poji\u0161t\u011bn\u00ed. Jak\u00e9 vybrat? Spr\u00e1vn\u00e9 majetkov\u00e9 poji\u0161t\u011bn\u00ed Nejd\u016fle\u017eit\u011bj\u0161\u00ed je spr\u00e1vn\u011b vybrat pojistn\u00fd [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":449,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[13],"tags":[],"class_list":["post-447","post","type-post","status-publish","format-standard","has-post-thumbnail","category-rady-a-navody"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Ochrana p\u0159ed \u017eivly? Jedin\u011b vhodn\u00fdm poji\u0161t\u011bn\u00edm! - Bydlete modern\u011b<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bydlete-moderne.cz\/?p=447\" \/>\n<meta property=\"og:locale\" content=\"cs_CZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ochrana p\u0159ed \u017eivly? Jedin\u011b vhodn\u00fdm poji\u0161t\u011bn\u00edm! - Bydlete modern\u011b\" \/>\n<meta property=\"og:description\" content=\"Vich\u0159ice, sn\u00edh, z\u00e1plavy nebo ohe\u0148? P\u0159ed \u017eivly a p\u0159\u00edrodn\u00edmi katastrofami se lze jen t\u011b\u017eko chr\u00e1nit, co\u017e se projevilo v&nbsp;minulosti p\u0159i ork\u00e1nech nebo vich\u0159ic\u00edch, kter\u00e9 bi\u010dovaly tuzemsko v&nbsp;posledn\u00edch n\u011bkolika letech a v\u017edy po sob\u011b zanechaly miliardov\u00e9 \u0161kody. V&nbsp;t\u011bchto p\u0159\u00edpadech jedinou adekv\u00e1tn\u00ed ochranou je kvalitn\u00ed majetkov\u00e9 poji\u0161t\u011bn\u00ed. Jak\u00e9 vybrat? Spr\u00e1vn\u00e9 majetkov\u00e9 poji\u0161t\u011bn\u00ed Nejd\u016fle\u017eit\u011bj\u0161\u00ed je spr\u00e1vn\u011b vybrat pojistn\u00fd [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bydlete-moderne.cz\/?p=447\" \/>\n<meta property=\"og:site_name\" content=\"Bydlete modern\u011b\" \/>\n<meta property=\"article:published_time\" content=\"2021-12-27T11:31:19+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-12-27T11:31:20+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/bydlete-moderne.cz\/wp-content\/uploads\/2021\/12\/bydlete-moderne.cz_ergo_cz_uvodni.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"667\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Napsal(a)\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Odhadovan\u00e1 doba \u010dten\u00ed\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minuty\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/bydlete-moderne.cz\\\/?p=447#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/bydlete-moderne.cz\\\/?p=447\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\\\/\\\/bydlete-moderne.cz\\\/#\\\/schema\\\/person\\\/7624ab3ce90baf05b8b22a9af641d87e\"},\"headline\":\"Ochrana p\u0159ed \u017eivly? 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Jedin\u011b vhodn\u00fdm poji\u0161t\u011bn\u00edm! - Bydlete modern\u011b","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/bydlete-moderne.cz\/?p=447","og_locale":"cs_CZ","og_type":"article","og_title":"Ochrana p\u0159ed \u017eivly? Jedin\u011b vhodn\u00fdm poji\u0161t\u011bn\u00edm! - Bydlete modern\u011b","og_description":"Vich\u0159ice, sn\u00edh, z\u00e1plavy nebo ohe\u0148? P\u0159ed \u017eivly a p\u0159\u00edrodn\u00edmi katastrofami se lze jen t\u011b\u017eko chr\u00e1nit, co\u017e se projevilo v&nbsp;minulosti p\u0159i ork\u00e1nech nebo vich\u0159ic\u00edch, kter\u00e9 bi\u010dovaly tuzemsko v&nbsp;posledn\u00edch n\u011bkolika letech a v\u017edy po sob\u011b zanechaly miliardov\u00e9 \u0161kody. V&nbsp;t\u011bchto p\u0159\u00edpadech jedinou adekv\u00e1tn\u00ed ochranou je kvalitn\u00ed majetkov\u00e9 poji\u0161t\u011bn\u00ed. 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